Information on credit cards and chase

The Overwhelming Array Of Chase Credit Cards

For all those looking for custom-built plastic money, Chase Credit Cards should be a sure choice. Whatever your credit scores, there is some kind of card that JP Morgan Chase has in store for you. Moreover, the process of getting a card is made so simple by the online application option.

Special Features of Chase Credit Cards

• Every time you use the Chase card, you get an instant rebate for future purchases. Hence, you save with every use
• A 0% introductory APR on balance transfers
• Worldwide acceptance, with its huge Visa set-up
• The Perfect card also offers a great credit line, travel insurance add on and purchase security
• There are a variety of pre-paid credit cards, Platinum cards, airline cards, and student cards as well
• Many Chase Credit Cards have no annual fees and/or low introductory interest
• There are special perks too for those with good credit scores

Major types of Chase Credit Cards

Would you believe it, there are more than 900 different Chase Credit Cards. Most of them are ‘affinity’ cards. As the name suggests they have direct tie-ups with some consumer outlet. Out of this bountiful; first let us check out the premium cards:

1. Chase Platinum MasterCard/ VISA card

This power punched card’s features include:

• 0% APR for the first annum
• Zero annual fee
• A fixed minimal rate after the introductory stage ends
• Attractive add-ons like travel accident insurance, lost luggage insurance, purchase guarantee and extended warranties on various buys

2. Chase Cash Plus Card

This money-back conditioned card has the following features:

• 0% APR for the first annum
• Annual fee waiver
• 1% cash back on all you buy with the card. Chase bumps up to 5% when you price your gas, provisions, and medicinal requirements. What’s more, for every 5,000 points you earn, you can exchange them for either a $50 check or a $50 gift certificate from the choicest of retailers

3. Chase Value Miles Card

If you suffer from wanderlust, this is just the card for you:

• 0% APR for the first year
• No annual fee
• One airline mile for every dollar you spend. Moreover, no deadlines so you can use these miles any time
• An additional rider of a $500,000 travel insurance too

Apart from these three high-flyers, there are a few other special cards. Let us list them according to their utility:

Rebate cards

Rebate cards are the cash back kind. Every time you purchase with the card you earn cash or attach it to it to your Chase account.

Auto cards

Ideal for roadies, this offers a credit line for auto fuel and other road requirements. It also adds a money-back incentive or a discount for gas purchase if you maintain a good credit history.

Travel cards/ Corporate auto cards

They cater to the needs like accommodation, transport, food and entertainment of touring businesspersons. Business houses can also issue corporate auto cards for their traveling staff.

Retail cards

These kinds of Chase Credit Cards enjoy tie-ups with merchant outlets that give bonuses based on transactions made with the card. They also earn you points that you can cash in for shopping.

Entertainment cards

These Chase Credit Cards are generally great for entrepreneurs to entertain their clients. These cards also carry rewards and returns on all transactions.

Student cards

They cater to students’ credit needs as they begin college and cover their expenses and emergency money requirements. These secured cards provide a credit line equal to the cash guarantee needed to launch the card. Parents can easily access the card details via the online accounts and ensure its responsible usage by their kids. Since they are prepaid the balance is cleared after every expenditure and this helps foster responsible credit behavior.

Hence, out of the sizable 900 an overview gives us a peek into this unending world of Chase Credit Cards. With its global access, special facilities, incentives and safety features such as privacy guard, payment protector and fraud detector, Chase Credit Cards are simply overwhelming. For more and more, just visit the Chase Credit Cards website for details.