Information on capital one and credit cards
Credit and credit card information

 
Capital One Credit Card Offers Something For Everyone

Capital One Credit Cards is here to take care of all its prospective clients’ variety of needs. Whether you have a good credit history or a bad one, Capital One Credit Cards has something tailor-made just for everyone.

The major types of Capital One Credit Cards are:

Capital One Classic MasterCard

This card helps maintain a responsible credit status, especially students.

Its features include:
  • A credit limit from £200 to £2500
  • APR of 34.9% APR (flexible) for purchases
  • No annual payments

You just need to fulfill the following criterion to be eligible for it:

  • Aged 18 or above
  • Resident of UK with identity and address proof
  • Not insolvent or registered in the fraudster records
  • Will be able to deposit an amount between £49 and £200 if necessary in case of secured card. Generally, Classic Cards are issued, but in certain cases, a secured card may also be given.

Capital One Classic Visa Card

Now, those who have a bad credit score do not worry, the Capital One Classic Card is just what you might be looking for. This is a Visa card that helps you rebuilt your credit status.

Features include:

  • No annual fee
  • Adverse credit
  • Standard APR (purchases) of 34.90%
  • Standard APR (cash advances) of 34.94%
  • No intro APR (purchases)
  • Intro Period: N/A
  • No balance T/F intro rate
  • Balance T/F APR of 34.90%
  • Balance T/F limit is subject to status
  • Balance T/F duration subject to term of the balance
  • Minimum balance transfer amount is £50
  • No interest free period for balance transfers
    ? Minimum payment is 5% or £5.00
  • Interest calculated each day on the due balance of all purchases and balance transfers from the date of the operation, until the date of complete payment. Accumulated interest charged to your account on every statement date
  • 54 interest free days
  • A credit limit of £2,500
  • A card protection of £15 pa
  • A payment protection of 79p per £100
  • A late payment of £12
  • An exceed personal limit of £12
  • Unpaid direct debit of £12
  • Cash withdrawal: £250 per day or up to 50% of the credit limit, whichever is lesser
  • Cash advances handling charge of 1.5% or £2, whichever is greater

Eligibility criterion:

  • Minimum age of 18
  • Have to be a resident of UK

Capital One Platinum

Here is the piece of the cake for all those who boast of an excellent credit score: The Capital One Platinum card. Its features are:

  • 14.9% APR (variable)
  • 6.9% p.a. on all purchases and on balance transfers to Capital One

Capital One Platinum: Prestige

Here is another Capital One Credit Card for those who enjoy excellent credit rating. It offers great rates on all you buy and your balance transfers and packs in all the punch of a Platinum MasterCard.

Features include:

  • A variable 6.81% APR
  • No annual fees
  • No balance transfer fees

Capital One Premier

There is also something for those who also have a good credit history and have been aspiring for an excellent one.

Features:

  • 17.9% APR (variable)

New Capital One "No Hassle Miles" Ultra

This Capital One Credit Card is ideal for travelers, business executives and charitable people. Its facilities are:

  • 2 miles accumulated for each dollar spent on your buys
  • Limitless miles can be earned
  • No miles expiry deadline for the life of your account
  • Miles can be redeemed for travel purposes, gift certificates, cash back, products, welfare funds and for a variety of business expenditures
  • Annual membership fee of $39
  • Balance transfer rate of 13.81% (variable)
  • No balance transfer charges
  • No fixed credit limit

New Capital One "No Hassle Miles" Visa Signature

This Capital One Credit Card is again ideal for frequent travelers. Its services are:
  • Balance transfer and purchases rate of currently 13.81% (variable)
  • You can capitalize on your savings by transferring balances from higher-rate credit cards and loans and that too without any fees
  • No annual fee
  • Travel aid facility
  • On-the-road support
  • You can redeem the miles as travel rewards, cash rewards, commodities, welfare funds and gift certificates.

New Capital One No Hassle Cash Rewards

This is a really rewarding Capital One Credit Card. Check it out:

  • 2% cash back on transactions at petrol pumps and leading grocery stores
  • 1% cash back on all you buy
  • Cash rewards don’t expire for the life of your account
  • No limit on the cash rewards you earn
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